Our Policies

Browse our insurance policies - auto, home, life, and business coverage. Compare options and get personalized quotes today.

Auto Insurance

Get reliable auto insurance in Galveston, TX from The O'Donohoe Agency. Protect your car with expert coverage for liability, collision, and more. Local service with trusted advice and flexible policies for every driver.

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Boat & Watercraft Insurance

Boat & Watercraft Insurance in Galveston, TX, from The O'Donohoe Agency protects your vessel and your peace of mind. Get hull, liability, and medical coverage tailored to your boating lifestyle, with expert local support throughout Galveston and nearby coastal communities.

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Builders Risk Insurance

Looking for Builders Risk Insurance in Galveston, TX? The O'Donohoe Agency specializes in protecting construction sites against fire, theft, and unexpected damage. Rely on our local expertise to safeguard your project from start to finish.

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Business Owners Policy

Protect your Galveston, TX business with a Business Owners Policy from The O'Donohoe Agency. Our BOP bundles liability, property, and business interruption coverage into one affordable package, backed by local expertise and trusted service.

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Church Insurance

Church Insurance in Galveston, TX from The O'Donohoe Agency provides tailored property, liability, and abuse/molestation protection for religious organizations. With deep local experience and care, we help safeguard churches, their volunteers, and valued assets in Galveston and surrounding communities.

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Classic Car Insurance

Classic car insurance in Galveston, TX from The O'Donohoe Agency provides specialized agreed-value coverage, spare parts protection, and flexible mileage limits for vintage and collector vehicles. Benefit from expert advice and peace of mind as you drive Galveston's scenic roads and show off your cherished classic. Serving Galveston, Texas City, La Marque, League City, and Dickinson.

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Commercial Auto Insurance

Protect your Galveston, TX business fleet with The O'Donohoe Agency's Commercial Auto Insurance. Our policies cover company cars, trucks, and vans with tailored collision, liability, and specialized coverages—serving Galveston and nearby communities.

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Commercial Property Insurance

Protect your Galveston business with Commercial Property Insurance from The O'Donohoe Agency. Get coverage for your buildings, equipment, and inventory backed by local expertise and tailored solutions. Trusted service for Galveston, Texas, and surrounding communities.

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Commercial Umbrella Insurance

Protect your Galveston, TX business with commercial umbrella insurance from The O'Donohoe Agency. Gain peace of mind and extra liability limits to shield your assets from large claims or legal actions. Serving Galveston and surrounding coastal communities with decades of local expertise.

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Condo Insurance

Get expert condo insurance in Galveston, TX from The O'Donohoe Agency. Protect your unit’s interior, personal property, and liability with coverage customized for Gulf Coast living. Serving Galveston and surrounding areas with trusted local experience.

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Contractor Insurance

Protect your contracting business in Galveston, TX with comprehensive contractor insurance from The O'Donohoe Agency. Our local experts help contractors manage risks and secure projects with tailored coverage including liability, equipment protection, and workers’ compensation. Serving Galveston and surrounding communities, we provide trusted advice and responsive support for Texas contractors.

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Cyber Liability Insurance

Cyber Liability Insurance in Galveston, TX from The O'Donohoe Agency protects local businesses from costly cyber threats, including data breaches and ransomware. Benefit from tailored coverage, local expertise, and dedicated breach response support in Galveston, Dickinson, League City, Texas City, and La Marque.

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Employment Practices Liability Insurance

Employment Practices Liability Insurance in Galveston, TX helps local businesses protect against costly employee lawsuits, discrimination claims, and HR risks. The O'Donohoe Agency provides expert guidance and tailored EPLI coverage for Galveston and nearby communities, ensuring employers meet Texas regulations and safeguard their reputation.

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Farm & Ranch Insurance

Protect your Galveston farm or ranch with specialized insurance from The O'Donohoe Agency. Our policies cover property, liability, livestock, and crops, tailored to the unique challenges faced by agricultural operations in Galveston, TX and surrounding areas.

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Flood Insurance

Flood insurance in Galveston, TX, from The O'Donohoe Agency, safeguards homes and condos from flood damage, offering both NFIP and private market options. Our local expertise ensures personalized protection for property owners in high-risk areas.

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Garage Liability Insurance

Garage Liability Insurance in Galveston, TX protects local auto businesses from lawsuits and third-party claims. The O'Donohoe Agency brings specialized insurance experience and deep local roots, serving Galveston and nearby communities with trusted advice.

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General Liability Insurance

General Liability Insurance in Galveston, TX from The O'Donohoe Agency protects local businesses against third-party injury, property, and advertising claims. Our expert team ensures companies across Galveston and surrounding areas have foundational coverage tailored to local risks, regulatory needs, and industry standards. Safeguard your operations and reputation with trusted local advisors.

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Health Insurance

Explore top-rated health insurance in Galveston, TX with The O'Donohoe Agency. Choose from HMO, PPO, and high-deductible plans for individuals and families. Our trusted local team helps you navigate options and subsidies to find the right coverage for your unique needs.

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Homeowners Insurance

Protect your Galveston, TX home with tailored homeowners insurance from The O'Donohoe Agency. Get comprehensive coverage for your property, belongings, and liability from local experts who understand the unique risks of coastal living. Serving Galveston and surrounding areas with trusted guidance and fast claims support.

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Individual & Family Plans

Protect your loved ones in Galveston, TX with Individual & Family Plans from The O'Donohoe Agency. Our flexible coverage bundles medical, dental, and vision, tailored for local families and individuals. Experience personal service and comprehensive options trusted by the Galveston community.

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Inland Marine Insurance

Inland Marine Insurance in Galveston, TX from The O'Donohoe Agency protects your valuable equipment and goods on the move. Local contractors and installers benefit from coverage against theft, damage, or loss, ensuring business continuity across Galveston and the surrounding coastal Texas region.

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Landlord Insurance

Landlord insurance in Galveston, TX from The O'Donohoe Agency provides customized protection for rental property owners, covering property damage, liability, and rental income loss. Leverage our deep local expertise to protect your investment in Galveston and nearby communities.

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Life Insurance

Life Insurance in Galveston, TX from The O'Donohoe Agency provides customized term, whole, and universal coverage. Protect your loved ones and secure peace of mind with local expertise serving Galveston and nearby Texas communities.

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Liquor Liability Insurance

Liquor Liability Insurance in Galveston, TX from The O'Donohoe Agency provides local bars, restaurants, and venues with essential protection against alcohol-related claims. Rely on our deep expertise, local insight, and comprehensive support to shield your business from costly lawsuits and risks.

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Marketplace ACA Plans

Marketplace ACA Plans in Galveston, TX offer affordable health coverage options with subsidies through the Affordable Care Act. The O'Donohoe Agency provides expert local enrollment assistance, helping Galveston residents and nearby communities find the right plan for their needs and budget.

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Mobile Home Insurance

Mobile Home Insurance in Galveston, TX, from The O'Donohoe Agency protects your manufactured or mobile home with flexible coverage for structure, contents, and liabilities. Our local expertise ensures your policy matches the unique risks and needs of Galveston homeowners and surrounding areas.

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Motorcycle Insurance

Protect your rides with customized motorcycle insurance in Galveston, TX from The O'Donohoe Agency. Our expert team offers liability, collision, and accessory coverage for motorcycles and scooters. Serving Galveston and nearby Gulf Coast communities.

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Nonprofit Insurance

Protect your nonprofit in Galveston, TX with tailored coverage from The O'Donohoe Agency. Our nonprofit insurance includes Directors & Officers, general liability, and volunteer accident protection—helping local organizations minimize risk, attract volunteers, and focus on their charitable mission. Serving Galveston and nearby communities with expertise and personal service.

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Pet Insurance

Protect your pets in Galveston, TX with comprehensive pet insurance from The O'Donohoe Agency. Our policies offer coverage for accidents, illnesses, and wellness visits, ensuring your furry family members always receive quality veterinary care. Serving Galveston and surrounding Gulf Coast communities, we make it easy to find affordable, flexible protection for your pets.

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Product Liability Insurance

Product Liability Insurance in Galveston, TX protects your business from legal fees and damages if your products cause injury or property damage. The O'Donohoe Agency offers expert local support, ensuring Galveston's businesses get comprehensive protection across the Texas Gulf Coast. Tailored solutions suit manufacturers, retailers, and distributors in Galveston and nearby cities.

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Professional Liability Insurance

Professional Liability Insurance in Galveston, TX from The O'Donohoe Agency protects consultants, architects, and other professionals from negligence claims, legal costs, and financial losses. With decades of expertise and strong local connections, we offer tailored coverage to safeguard your reputation and business.

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Real Estate Investor Insurance

Protect your investments in Galveston, TX and beyond with comprehensive real estate investor insurance from The O'Donohoe Agency. Benefit from tailored package solutions that combine property coverage, liability protection, and loss-of-income safeguards for single or multiple properties.

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Renters Insurance

Protect your personal belongings and liability in Galveston, TX with renters insurance from The O'Donohoe Agency. Local experts helping renters recover from theft, fire, and covered losses while offering peace of mind and support throughout the claims process.

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Restaurant Food Service Insurance

Restaurant Food Service Insurance in Galveston, TX provides essential protection for local eateries against foodborne illness, spoilage, and equipment failure. The O'Donohoe Agency leverages decades of experience and local insight to tailor insurance solutions, helping dining establishments in Galveston and nearby communities stay resilient and compliant.

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Retail Business Insurance

Retail Business Insurance in Galveston, TX, shields stores and boutiques from property, liability, and inventory loss. The O'Donohoe Agency delivers tailored endorsements for cyber threats, employee dishonesty, and loss of income. With over 30 years serving Galveston and the Gulf Coast, our local team delivers trusted coverage to retail owners in every corner of the community.

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RV & Travel Trailer Insurance

Get comprehensive RV & Travel Trailer Insurance in Galveston, TX with The O'Donohoe Agency. Our policies offer customized coverage and expert local service to help you travel stress-free in Galveston and the Texas Gulf Coast region.

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Special Event Insurance

Special Event Insurance in Galveston, TX safeguards weddings, festivals, and gatherings from liability and unexpected cancellations. The O'Donohoe Agency leverages deep local expertise to tailor policies that protect your event and your peace of mind.

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Technology & IT Business Insurance

Technology & IT Business Insurance in Galveston, TX protects tech companies with professional liability (E&O), cyber coverage, and equipment protection. The O'Donohoe Agency offers local expertise and tailored solutions, helping safeguard data, operations, and reputation for IT businesses and startups.

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Travel Insurance

Travel Insurance in Galveston, TX from The O'Donohoe Agency protects your trips with coverage for cancellations, medical emergencies, and lost luggage. Benefit from expert local advice, 24/7 assistance, and flexible plans designed for peace of mind wherever you travel.

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Umbrella Insurance

Umbrella Insurance in Galveston, TX from The O'Donohoe Agency offers essential liability protection for individuals and families. Our local experts help safeguard your assets from major claims with tailored coverage extending beyond standard policies.

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Windstorm Insurance

Protect your home in Galveston, TX from hurricanes, high winds, and hail with specialized Windstorm Insurance from The O'Donohoe Agency. Our local experts help you avoid costly coverage gaps and meet unique coastal requirements. Serving individuals and families throughout Galveston and neighboring communities.

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Workers Compensation Insurance

Workers compensation insurance in Galveston, TX ensures your employees have access to medical benefits and wage replacement after workplace injuries. The O'Donohoe Agency delivers local expertise, offering tailored policies that protect your business from legal risk and support your workforce from Texas City to League City.

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