So somebody recently asked me a question about what auto insurance is the cheapest. Well, I’m going to tell you right now, that is not the question you need to be asking. If you’re asking about what’s the least expensive, as far as coverages are concerned, the least expensive is if you just get liability only. What that means to you is if you get in accident, you hit somebody, you cause damage to their bodily injury or property damage the state of Texas says, you’re required to keep $30,000 per person, $60,000 per accident on the bodily injury coverage and $25,000 on property damage at a minimum.
With that being said, that is the bare level entry insurance you can have when you own a vehicle. Cheap is when you buy it from a company that is very cheap and you’re going to get what you pay for. When you have an accident, you’re going to have a problem. And God forbid, you crossed that threshold of $30,000 per person for the bodily injury or 25,000 on the property damage. Most vehicles that are driving on the road nowadays are more, way more than $25,000. So with that being said, call your insurance agent or Hey, give us a call, (409) 744-1888. And let’s have a conversation about what is the best insurance coverage for you to have.
Call The ODonohoe Agency in Galveston TX at (409) 744-1888