Terms of Service

Introduction

Welcome to The O'Donohoe Agency website. By accessing or using our website and services, you agree to be bound by these Terms of Service ("Terms"). If you do not agree with any part of these Terms, you may not access the website or use our services.

Please read these Terms carefully before using our website. These Terms apply to all visitors, users, and others who access or use our website and services.

Use of Website

The content on our website is for general information purposes only. It is subject to change without notice. We do not warrant that the website or any content on it, including insurance information, will be accurate, complete, or up-to-date.

While we make every effort to keep the website running smoothly, we do not guarantee that our website, or any content on it, will always be available or be uninterrupted. We may suspend, withdraw, discontinue, or change all or any part of our website without notice.

Insurance Information Disclaimer

The insurance information provided on our website is general in nature and not personalized to your specific circumstances. The information should not be considered insurance advice. Always consult with a qualified insurance professional before making insurance decisions.

Insurance policies vary, and the specific terms, coverages, exclusions, limitations, and conditions of your policy will govern. We recommend reviewing your policy or speaking with your agent for specific details.

User Conduct

When using our website, you agree not to:

• Use the website in any way that violates applicable laws or regulations
• Use the website to transmit any material that is defamatory, offensive, or otherwise objectionable
• Attempt to gain unauthorized access to our website, computer systems, or networks
• Impersonate any person or entity or falsely state or misrepresent your affiliation with a person or entity
• Engage in any conduct that restricts or inhibits anyone's use or enjoyment of the website
• Use the website to send unsolicited promotional or advertising material
• Introduce viruses, trojans, worms, logic bombs, or other malicious or technologically harmful material

Intellectual Property Rights

We are the owner or the licensee of all intellectual property rights in our website and the material published on it. These works are protected by copyright laws and treaties around the world. All such rights are reserved.

You may print, download, or share content from our website for personal and non-commercial use only. You must not modify, reproduce, distribute, or use any of the materials on our website for commercial purposes without our prior written consent.

Third-Party Links

Our website may contain links to third-party websites or services that are not owned or controlled by The O'Donohoe Agency. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services.

We strongly advise you to read the terms and conditions and privacy policies of any third-party websites that you visit. By using our website, you relieve us from any and all liability arising from your use of any third-party website or service.

Limitation of Liability

To the fullest extent permitted by law, The O'Donohoe Agency shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

• Your access to or use of or inability to access or use the website
• Any conduct or content of any third party on the website
• Any content obtained from the website
• Unauthorized access, use, or alteration of your transmissions or content

Indemnification

You agree to defend, indemnify, and hold harmless The O'Donohoe Agency, its officers, directors, employees, and agents, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees) arising from:

• Your use of and access to the website
• Your violation of any term of these Terms
• Your violation of any third-party right, including without limitation any copyright, property, or privacy right
• Any claim that your actions caused damage to a third party

Governing Law

These Terms shall be governed and construed in accordance with the laws of the State of Texas, United States, without regard to its conflict of law provisions.

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.

Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. We will provide notice of any changes by posting the new Terms on this page and updating the "Last Updated" date at the top of these Terms.

Your continued use of our website after any such changes constitutes your acceptance of the new Terms. You are advised to review these Terms periodically for any changes.

Contact Us

If you have any questions about these Terms, please contact us at: