Mobile Home Insurance
Comprehensive protection for your manufactured or mobile home
Specialized Coverage for Manufactured Homes in Galveston
Mobile and manufactured homes require specialized insurance coverage that addresses their unique construction and vulnerability to certain risks, especially in coastal areas like Galveston. At The O'Donohoe Agency, we understand the specific protection needs of mobile homeowners and offer tailored insurance solutions that provide comprehensive coverage at competitive rates. Our Mobile Home Insurance policies are designed to safeguard your investment and give you peace of mind, regardless of whether your home is on private property or in a mobile home community.
Dwelling Coverage
Protection for your mobile home structure against covered perils including fire, wind, and other damages.
Personal Property
Coverage for your belongings inside your mobile home, including furniture, electronics, and other personal items.
Liability Protection
Coverage for injuries to others on your property and legal expenses if you're sued for covered incidents.
Why Mobile Homes Need Specialized Coverage
Manufactured and mobile homes have different construction standards and materials compared to traditional site-built homes, making them more susceptible to certain types of damage. Additionally, Galveston's coastal location presents unique weather-related risks such as hurricanes and flooding. Standard homeowners insurance policies often don't adequately address these specific vulnerabilities. Our specialized Mobile Home Insurance policies are specifically designed to provide the right protection for these unique properties, taking into account their construction, location, and particular risk factors.
Additional Coverages for Mobile Home Owners
Protection against wind, hail, and other severe weather events
Coverage for carports, sheds, and other structures on your property
Assistance with living expenses if your home becomes uninhabitable
Coverage for minor injuries to guests regardless of fault
Tailored Coverage for Galveston's Mobile Home Owners
The O'Donohoe Agency understands that every mobile home and owner situation is unique. Our insurance specialists work closely with you to create a customized policy that addresses your specific needs and concerns. Whether you're looking for basic coverage or a comprehensive policy with additional protections, we can help you find the right balance of coverage and affordability. We also offer options for older mobile homes, vacation mobile homes, and rental mobile homes, ensuring that whatever your situation, we have a solution that fits.
