Landlord Insurance
Specialized coverage for rental property owners in Galveston
Protect Your Rental Property with Landlord Insurance in Galveston, TX
As a rental property owner in Galveston, you face unique challenges and risks that require specialized insurance protection. The O'Donohoe Agency offers comprehensive Landlord Insurance designed specifically for property owners who rent out residential homes, condos, or apartments. Our policies provide essential coverage that goes beyond standard homeowners insurance, addressing the specific needs and liabilities associated with rental properties in our coastal community.
Property Protection
Coverage for your rental dwelling and other structures against damage from fire, storms, and other covered perils.
Liability Coverage
Protection against tenant and visitor injury claims that may occur on your rental property.
Loss of Rental Income
Reimbursement for lost rent during covered repairs when your property becomes uninhabitable.
Why Standard Homeowners Insurance Isn't Enough
Many property owners mistakenly believe that their standard homeowners insurance will cover rental activities. However, once you begin renting your property, the risk profile changes significantly. Landlord Insurance from The O'Donohoe Agency addresses these additional risks, providing coverage for property damage, liability claims from tenants or visitors, and loss of rental income due to covered events. Our policies are specifically designed to protect your investment while giving you peace of mind as you manage your rental business.
Additional Coverages for Rental Property Owners
Protection for the physical structure of your rental property
Coverage for detached garages, sheds, and fences
Coverage for legal fees if you're sued over a covered claim
Specialized protection for Galveston's unique coastal risks
Tailored Coverage for Galveston's Rental Market
The O'Donohoe Agency understands that Galveston's rental market has unique characteristics and challenges. Our Landlord Insurance policies can be customized to address specific concerns such as hurricane and flood protection, vacation rental considerations, and long-term tenant scenarios. We work with you to assess your property's specific risk profile and create a policy that provides the right level of protection without unnecessary coverage. Our goal is to help you maximize your rental investment while minimizing your exposure to financial risks.