Insurance Glossary

Understanding insurance terminology for Galveston

75 terms across 1 category

General

Accidental Death Benefit

Accidental Death Benefit – Insurance Definition | The O'Donohoe Agency Clear explanation of 'Accidental Death Benefit' from Galveston’s trusted insura...

Act of God

Act of God – Insurance Definition | The O'Donohoe Agency Clear explanation of 'Act of God' from Galveston’s trusted insurance agency. Learn what it me...

Actual Cash Value (ACV)

Actual Cash Value (ACV) – Insurance Definition | The O'Donohoe Agency Clear explanation of 'Actual Cash Value (ACV)' from Galveston’s trusted insuranc...

Aggregate Limit

Aggregate Limit – Insurance Definition | The O'Donohoe Agency Clear explanation of 'Aggregate Limit' from Galveston’s trusted insurance agency. Learn ...

All-Risk Policy

All-Risk Policy – Insurance Definition | The O'Donohoe Agency Clear explanation of 'All-Risk Policy' from Galveston’s trusted insurance agency. Learn ...

Base Flood Elevation (BFE)

Base Flood Elevation (BFE) – Insurance Definition | The O'Donohoe Agency Clear explanation of 'Base Flood Elevation (BFE)' from Galveston’s trusted in...

Beneficiary

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Bodily Injury Liability

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Business Interruption Insurance

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Business Owner’s Policy (BOP)

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Claim

Claim – Insurance Definition | The O'Donohoe Agency Clear explanation of 'Claim' from Galveston’s trusted insurance agency. Learn what it means for yo...

Coinsurance

Coinsurance – Insurance Definition | The O'Donohoe Agency Clear explanation of 'Coinsurance' from Galveston’s trusted insurance agency. Learn what it ...

Collision Coverage

Collision Coverage – Insurance Definition | The O'Donohoe Agency Clear explanation of 'Collision Coverage' from Galveston’s trusted insurance agency. ...

Commercial Auto Insurance

Commercial Auto Insurance – Insurance Definition | The O'Donohoe Agency Clear explanation of 'Commercial Auto Insurance' from Galveston’s trusted insu...

Commercial Property Insurance

Commercial Property Insurance – Insurance Definition | The O'Donohoe Agency Clear explanation of 'Commercial Property Insurance' from Galveston’s trus...

Commercial Umbrella Policy

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Comprehensive Coverage

Comprehensive Coverage – Insurance Definition | The O'Donohoe Agency Clear explanation of 'Comprehensive Coverage' from Galveston’s trusted insurance ...

Comprehensive Deductible

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Copayment (Copay)

Copayment (Copay) – Insurance Definition | The O'Donohoe Agency Clear explanation of 'Copayment (Copay)' from Galveston’s trusted insurance agency. Le...

Coverage Period

Coverage Period – Insurance Definition | The O'Donohoe Agency Clear explanation of 'Coverage Period' from Galveston’s trusted insurance agency. Learn ...

Cyber Liability Insurance

Cyber Liability Insurance – Insurance Definition | The O'Donohoe Agency Clear explanation of 'Cyber Liability Insurance' from Galveston’s trusted insu...

Deductible

Deductible – Insurance Definition | The O'Donohoe Agency Clear explanation of 'Deductible' from Galveston’s trusted insurance agency. Learn what it me...

Depreciation

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Dwelling Coverage

Dwelling Coverage – Insurance Definition | The O'Donohoe Agency Clear explanation of 'Dwelling Coverage' from Galveston’s trusted insurance agency. Le...

Elevation Certificate

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Endorsement

Endorsement – Insurance Definition | The O'Donohoe Agency Clear explanation of 'Endorsement' from Galveston’s trusted insurance agency. Learn what it ...

Excess Coverage

Excess Coverage – Insurance Definition | The O'Donohoe Agency Clear explanation of 'Excess Coverage' from Galveston’s trusted insurance agency. Learn ...

Exclusion

Exclusion – Insurance Definition | The O'Donohoe Agency Clear explanation of 'Exclusion' from Galveston’s trusted insurance agency. Learn what it mean...

Extended Replacement Cost

Extended Replacement Cost – Insurance Definition | The O'Donohoe Agency Clear explanation of 'Extended Replacement Cost' from Galveston’s trusted insu...

Flood Proofing

Flood Proofing – Insurance Definition | The O'Donohoe Agency Clear explanation of 'Flood Proofing' from Galveston’s trusted insurance agency. Learn wh...

Flood Zone

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Gap Insurance

Gap Insurance – Insurance Definition | The O'Donohoe Agency Clear explanation of 'Gap Insurance' from Galveston’s trusted insurance agency. Learn what...

General Liability Insurance

General Liability Insurance – Insurance Definition | The O'Donohoe Agency Clear explanation of 'General Liability Insurance' from Galveston’s trusted ...

Grace Period

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Hazard Insurance

Hazard Insurance – Insurance Definition | The O'Donohoe Agency Clear explanation of 'Hazard Insurance' from Galveston’s trusted insurance agency. Lear...

Health Insurance Deductible

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Hurricane Deductible

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Indemnity

Indemnity – Insurance Definition | The O'Donohoe Agency Clear explanation of 'Indemnity' from Galveston’s trusted insurance agency. Learn what it mean...

Liability Coverage

Liability Coverage – Insurance Definition | The O'Donohoe Agency Clear explanation of 'Liability Coverage' from Galveston’s trusted insurance agency. ...

Loss of Use Coverage

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Marine Insurance

Marine Insurance – Insurance Definition | The O'Donohoe Agency Clear explanation of 'Marine Insurance' from Galveston’s trusted insurance agency. Lear...

Mitigation Discount

Mitigation Discount – Insurance Definition | The O'Donohoe Agency Clear explanation of 'Mitigation Discount' from Galveston’s trusted insurance agency...

Named Perils Policy

Named Perils Policy – Insurance Definition | The O'Donohoe Agency Clear explanation of 'Named Perils Policy' from Galveston’s trusted insurance agency...

Named Storm Exclusion

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National Flood Insurance Program (NFIP)

National Flood Insurance Program (NFIP) – Insurance Definition | The O'Donohoe Agency Clear explanation of 'National Flood Insurance Program (NFIP)' f...

Ordinance or Law Coverage

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Out-of-Pocket Maximum

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Peril

Peril – Insurance Definition | The O'Donohoe Agency Clear explanation of 'Peril' from Galveston’s trusted insurance agency. Learn what it means for yo...

Personal Injury Protection (PIP)

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Personal Property Coverage

Personal Property Coverage – Insurance Definition | The O'Donohoe Agency Clear explanation of 'Personal Property Coverage' from Galveston’s trusted in...

Policy Limit

Policy Limit – Insurance Definition | The O'Donohoe Agency Clear explanation of 'Policy Limit' from Galveston’s trusted insurance agency. Learn what i...

Policyholder

Policyholder – Insurance Definition | The O'Donohoe Agency Clear explanation of 'Policyholder' from Galveston’s trusted insurance agency. Learn what i...

Pre-Existing Condition

Pre-Existing Condition – Insurance Definition | The O'Donohoe Agency Clear explanation of 'Pre-Existing Condition' from Galveston’s trusted insurance ...

Premium

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Product Liability Insurance

Product Liability Insurance – Insurance Definition | The O'Donohoe Agency Clear explanation of 'Product Liability Insurance' from Galveston’s trusted ...

Professional Liability (E&O)

Professional Liability (E&O) – Insurance Definition | The O'Donohoe Agency Clear explanation of 'Professional Liability (E&O)' from Galveston’s truste...

Property Damage Liability

Property Damage Liability – Insurance Definition | The O'Donohoe Agency Clear explanation of 'Property Damage Liability' from Galveston’s trusted insu...

Replacement Cost Value (RCV)

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Rider

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Risk Assessment

Risk Assessment – Insurance Definition | The O'Donohoe Agency Clear explanation of 'Risk Assessment' from Galveston’s trusted insurance agency. Learn ...

Salvage Title

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Scheduled Personal Property

Scheduled Personal Property – Insurance Definition | The O'Donohoe Agency Clear explanation of 'Scheduled Personal Property' from Galveston’s trusted ...

SR-22 Insurance

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Storm Surge

Storm Surge – Insurance Definition | The O'Donohoe Agency Clear explanation of 'Storm Surge' from Galveston’s trusted insurance agency. Learn what it ...

Subrogation

Subrogation – Insurance Definition | The O'Donohoe Agency Clear explanation of 'Subrogation' from Galveston’s trusted insurance agency. Learn what it ...

Term Life Insurance

Term Life Insurance – Insurance Definition | The O'Donohoe Agency Clear explanation of 'Term Life Insurance' from Galveston’s trusted insurance agency...

TWIA ({state} Windstorm Insurance Association)

TWIA (TX Windstorm Insurance Association) – Insurance Definition | The O'Donohoe Agency Clear explanation of 'TWIA (TX Windstorm Insurance Association...

Umbrella Policy

Umbrella Policy – Insurance Definition | The O'Donohoe Agency Clear explanation of 'Umbrella Policy' from Galveston’s trusted insurance agency. Learn ...

Underinsured Motorist Coverage (UIM)

Underinsured Motorist Coverage (UIM) – Insurance Definition | The O'Donohoe Agency Clear explanation of 'Underinsured Motorist Coverage (UIM)' from Ga...

Underwriting

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Uninsured Motorist Coverage (UM)

Uninsured Motorist Coverage (UM) – Insurance Definition | The O'Donohoe Agency Clear explanation of 'Uninsured Motorist Coverage (UM)' from Galveston’...

Universal Life Insurance

Universal Life Insurance – Insurance Definition | The O'Donohoe Agency Clear explanation of 'Universal Life Insurance' from Galveston’s trusted insura...

Whole Life Insurance

Whole Life Insurance – Insurance Definition | The O'Donohoe Agency Clear explanation of 'Whole Life Insurance' from Galveston’s trusted insurance agen...

Windstorm Deductible

Windstorm Deductible – Insurance Definition | The O'Donohoe Agency Clear explanation of 'Windstorm Deductible' from Galveston’s trusted insurance agen...

Workers’ Compensation

Workers’ Compensation – Insurance Definition | The O'Donohoe Agency Clear explanation of 'Workers’ Compensation' from Galveston’s trusted insurance ag...