Boat & Watercraft Insurance Galveston TX
Looking for reliable boat insurance in Galveston, Texas? Get local, trusted coverage for hull damage, liability, and medical payments from The O'Donohoe Agency, serving Galveston and area boaters for years.
Boat & Watercraft Insurance in Galveston, TX: Why Local Coverage Matters
As Galveston, TX insurance experts, The O'Donohoe Agency understands the risks and joys of boating on the Gulf Coast. Our local office supports boaters across Galveston and surrounding areas, including Texas City, League City, Friendswood, and La Marque. We tailor policies for your vessel—whether you own a fishing boat, sailboat, or jet ski. Discover why neighbors trust us for personal boat and watercraft insurance every season.
What Does Boat & Watercraft Insurance Cover in Galveston, TX?
Our policies provide hull coverage for accidental damage, liability protection for injuries or property damage, and medical payments for you and your passengers. With added options for towing, fuel spill cleanup, and personal effects, your protection extends from Galveston's harbors to the bays and lakes of Southeast Texas. Looking for broader protection? Learn how Umbrella Insurance in Galveston, TX | The O'Donohoe Agency offers extra liability coverage for watercraft owners.
Key Benefits of Boat & Watercraft Insurance in Galveston, TX
- Hull damage repair or replacement for covered perils
- Personal liability for accidents on or off the water
- Medical payments coverage for you and guests
- Uninsured/underinsured boater protection
- Theft, fire, or storm coverage while docked or stored
- Local claims expertise from Galveston professionals
- Coverage for boats, sailboats, jet skis, and more
Who Needs Boat Insurance on the Texas Coast?
Anyone navigating Galveston's waters, storing boats in Texas City or Friendswood, or enjoying weekends in League City should consider this policy. Even if not state-required, marinas and lenders often mandate coverage. Customized options mean affordable protection—whether you use your boat year-round or seasonally.
Local Support from The O'Donohoe Agency
The O'Donohoe Agency has served Galveston and neighboring communities for years, building trust through honest advice, competitive rates, and support when you need it most. Our licensed agents understand coastal risks unique to Galveston, including hurricane exposure and saltwater corrosion. Contact us to experience true local service from fellow boaters.
Get a Boat & Watercraft Insurance Quote in Galveston, TX Today
Ready to protect your boat in Galveston, TX? Call The O'Donohoe Agency at 409-744-1888 or stop by our Stewart Road office. We serve boaters in Galveston, Texas City, League City, Friendswood, and La Marque with personalized options. Let us help you stay safe on the water—request your custom quote today.
Protect Your Time on the Water
Get coverage from the local experts at The O'Donohoe Agency. Talk to a Galveston agent for a custom boat insurance quote.
Frequently Asked Questions
Does it cover theft at the dock?
Yes—coverage includes theft and vandalism while docked or stored ashore.
How much does boat insurance cost in Galveston, TX?
Boat insurance in Galveston, TX varies based on your vessel type, usage, and selected coverage. Most boaters can expect affordable, customizable rates. For an exact quote, call The O'Donohoe Agency at 409-744-1888.
Is boat insurance required in Texas?
Boat insurance is not required by the state of Texas, but many marinas and lenders require proof of coverage. It’s highly recommended to protect your investment and meet local requirements.
What types of boats are covered?
Boat & Watercraft Insurance from The O'Donohoe Agency covers many types, including fishing boats, sailboats, motorboats, and jet skis. Contact us to discuss your specific vessel.
How do I get a boat insurance quote in Galveston?
You can call The O'Donohoe Agency at 409-744-1888 or visit our Galveston office for a custom boat insurance quote tailored to your needs and budget.
Does this policy provide hurricane or storm damage coverage?
Yes, most policies cover storm and hurricane damage common in Galveston, TX. We’ll help you select the best protections for coastal living.
Can I add accessories or personal effects coverage?
Yes, you can add coverage for accessories, trailers, and personal belongings used with your boat. Ask our agents about optional endorsements when you call.
