Commercial Auto Insurance Galveston TX
Need commercial auto insurance in Galveston, TX? Get expert local protection for business vehicles, drivers, and cargo—The O'Donohoe Agency, trusted since 1974.
Why Choose Commercial Auto Insurance in Galveston, TX?
As business leaders in Galveston, TX, you understand how vital it is to protect your company’s vehicles and drivers. Whether you manage a single delivery van or an entire fleet of trucks, the right commercial auto insurance safeguards your investments on Galveston roads, as well as throughout Texas City, League City, Dickinson, and La Marque. The O'Donohoe Agency brings over 40 years of local expertise, helping businesses stay compliant, covered, and confident on every job.
What Does Commercial Auto Insurance Cover?
Commercial Auto Insurance from The O'Donohoe Agency covers cars, trucks, and vans used for business throughout Galveston, Galveston County, and the nearby centers of Dickinson and Texas City. Your policy can be tailored, including liability, collision, comprehensive, medical payments, and uninsured motorist coverage. Physical damage protection, cargo insurance, and roadside assistance options add peace of mind for delivery drivers, contractors, and service providers operating across Galveston Island and surrounding towns.
Key Benefits of Commercial Auto Insurance
- Customizable coverage for fleets and individual business vehicles
- Protection from property damage and liability claims
- Available uninsured and underinsured motorist coverage
- Physical damage, theft, and vandalism protection
- Optional cargo and rental vehicle coverage
- Dedicated local claims support by The O'Donohoe Agency
Local Expertise, Trusted Service
With deep roots in Galveston and decades serving the Texas Gulf Coast, The O'Donohoe Agency understands local business needs. We stay current with Texas Department of Insurance regulations and actively support the Galveston Chamber of Commerce and local business events. You can trust us to recommend coverage compliant with state laws and tailored to Galveston's weather, traffic, and industry trends.
How to Save on Commercial Auto Insurance
Discounts are available for safe driving records, multiple vehicle fleets, and bundled business insurance packages. Ask us how combining your commercial auto coverage with Garage Liability Insurance in Galveston, TX | The O'Donohoe Agency or Workers Compensation Insurance in Galveston, TX | The O'Donohoe Agency can further reduce your premium while protecting every aspect of your operation.
Serving Galveston, TX and Surrounding Areas
From busy port operations in Galveston to construction projects in League City and delivery routes through Dickinson, The O'Donohoe Agency has you covered. We proudly serve Texas City, La Marque, Dickinson, and the greater Galveston area—helping business owners protect assets, minimize downtime, and drive with confidence.
Get a Free Commercial Auto Insurance Quote
Contact The O'Donohoe Agency in Galveston, TX today. Call 409-744-1888 or request your customized commercial auto insurance quote online. Protect your business vehicles with trusted local expertise.
Frequently Asked Questions
Can I add hired and non-owned vehicles?
Yes—most policies allow you to extend coverage to rented vehicles or employee-owned cars used for business purposes.
How much does commercial auto insurance cost in Galveston, TX?
Premiums vary based on vehicle type, driving records, number of vehicles, and coverage limits. Contact The O'Donohoe Agency for a personalized quote tailored to Galveston businesses.
Do I need commercial auto insurance in Texas if I use my personal vehicle for deliveries?
If you regularly use your personal car for business activities like deliveries or transporting tools, a commercial auto policy is recommended. Personal policies often exclude business use.
What’s the difference between commercial auto and personal auto coverage?
Commercial auto insurance covers vehicles, drivers, and cargo used in business operations, offering higher liability limits and additional options. Personal auto insurance is designed for non-business use.
How do I file a commercial auto insurance claim in Galveston, TX?
Contact The O'Donohoe Agency at 409-744-1888 or visit our Galveston office. Our local claims experts will guide you through every step for a smooth process.
Is roadside assistance available for commercial vehicles?
Yes, we offer roadside assistance options for commercial policies in Galveston and surrounding areas. Ask our team about adding this coverage for extra peace of mind.
Does The O'Donohoe Agency serve Texas City, Dickinson, and League City too?
Absolutely! We proudly serve Galveston, Texas City, Dickinson, League City, La Marque, and all surrounding communities.
How can I get a certificate of insurance for my business vehicles?
Reach out to The O'Donohoe Agency at 409-744-1888. We quickly process certificates so you can meet job requirements and keep your business running smoothly.